Rental Advance Loans
In Ghana, landlords often demand 1–2 years rent upfront. That stops millions from accessing quality housing. Hously connects you with loan providers who cover your advance — so you move in now and repay monthly.
How it works
Find a home
Search and find a Hously-verified listing you love
Apply for loan
Choose a loan provider and apply with your Ghana Card
Get approved
Receive approval in as little as 24 hours
Move in
Provider pays the advance; you repay monthly at a fixed rate
Loan Providers
Compare providers and apply directly.
Fido Finance
PartnerFast, flexible rental loans for Ghanaians
Max Loan
GH₵ 50,000
Repayment
3 – 12 months
Interest Rate
3.5% / month
Processing
24 hours
Requirements
- Valid Ghana Card
- Proof of income (payslip or bank statement)
- Signed tenancy agreement
- Active mobile money account
Absa Bank Ghana
BankAffordable rental advance loans for salaried workers
Max Loan
GH₵ 100,000
Repayment
6 – 24 months
Interest Rate
From 2.8% / month
Processing
3 – 5 business days
Requirements
- Absa bank account
- 3 months payslips
- Employer letter
- Ghana Card
- Signed tenancy agreement
Join the Waitlist
More providers coming soon. Join the waitlist and we'll notify you when new options are available in your area.
Apply to be a Loan Provider
Are you a bank, microfinance institution, or fintech company? Partner with Hously to offer rental advance loans to thousands of verified tenants.