Rental Advance Loans
In Ghana, landlords often demand 1–2 years rent upfront. That stops millions from accessing quality housing. Hously connects you with loan providers who cover your advance — so you move in now and repay monthly.
How it works
Find a home
Search and find a Hously-verified listing you love
Apply for loan
Choose a loan provider and apply with your Ghana Card
Get approved
Receive approval in as little as 24 hours
Move in
Provider pays the advance; you repay monthly at a fixed rate
Loan Providers
Compare verified Ghanaian rent-financing providers.
KwikRent Ghana
Rent FinancingRent Financing / Rent Advance
Rent advance paid directly to your landlord, repaid over time.
Max Financing
GHS 6,000 – GHS 50,000
Repayment
Verify current term with provider
Interest / Pricing
Rates from 15% p.a. — subject to credit assessment
Fees
GHS 200 processing fee
Processing
Not publicly disclosed
Security Deposit
Refundable security deposit may apply
Eligibility
- Subject to credit assessment
TISOL
Rent FinancingRent Financing / Rent Advance
American Rent Scheme — monthly rent financing.
Max Financing
Not publicly disclosed
Repayment
Up to 24 months
Interest / Pricing
2.1% monthly rent premium
Fees
Not publicly disclosed
Processing
Not publicly disclosed
Security Deposit
Two-month refundable security deposit
Eligibility
Not publicly disclosed
ShelterCrest
Rent FinancingRent Financing
RentFlex rent financing repaid over 12 months.
Max Financing
Not publicly disclosed
Repayment
12 months
Interest / Pricing
28% advertised annual interest
Fees
GHS 190 verification fee + GHS 1,000 service fee
Processing
Not publicly disclosed
Security Deposit
Refundable security deposit may apply
Eligibility
- Subject to income / affordability assessment
Rent Masters
Rent FinancingRent Advance
Rent advance paid directly to your landlord, repaid monthly.
Max Financing
Not publicly disclosed
Repayment
Monthly repayment
Interest / Pricing
Pricing calculated during application
Fees
GHS 100 application fee
Processing
Approx. 5 – 10 business days
Eligibility
- Proof of income / employment
- Tenancy documentation
Renmo Homes
Rent FinancingRent Financing / Rent & Pay Monthly
Landlord is paid upfront; you repay monthly.
Max Financing
Not publicly disclosed
Repayment
Up to 12 months
Interest / Pricing
7.5% additional cost on published 3-month example
Fees
Not publicly disclosed
Processing
Not publicly disclosed
Eligibility
- Subject to income / affordability assessment
Rates, fees, loan amounts and approval terms are subject to change and individual eligibility. Hously does not guarantee approval or financing terms. Confirm current terms directly with the provider.
Apply to be a Loan Provider
Are you a bank, microfinance institution, or fintech company? Partner with Hously to offer rental advance loans to thousands of verified tenants.